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A financial emergency can happen to anyone. Whether it's an urgent car repair or unexpected medical bill, RISE is here to help with short term emergency loans.

Emergency cash for unexpected expenses

When life throws you a curveball, an emergency loan might be just what you need. At RISE, we offer short term installment loans: Cash loans that you pay back with a fixed number of regular, equal payments.

A loan from RISE can help you cover several unforeseen expenses, including:




Home and auto repairs

It can be expensive to keep your car running and home in top shape. RISE emergency loans can help you cover the cost of new tires or a replacement battery for your car, and also help you afford to fix a broken window or pipe in your home.




Medical billsBills from the doctor or emergency room are rarely planned. If your emergency fund is depleted but you still need to pay off medical bills, RISE loans can help fill the gap.



Other expensesIf you need extra cash to cover tuition, finance a funeral or pay for whatever else life throws your way, a loan from RISE could be just what you need.


Emergency loans online from RISE

RISE is in your corner with the money you need as soon as tomorrow* and rates that go down over time**.

Here's how it works:

  1. Apply online: After you provide some basic info, we'll usually let you know if you're approved in just seconds.
  2. Choose your terms: Once approved for a certain amount, tell us how much you want to borrow. Our loan amounts range from $500 to $5,000 depending on your state of residence. Use our Design Your Loan feature to choose payment terms that are convenient for you (subject to state restrictions).
  3. Receive funds quickly: Applications processed and approved before 6pm ET are typically funded electronically the next business day.


RISE: A better way to borrow

At RISE, we help our customers with the cash they need today, and work with them to build a stronger financial tomorrow—that's the RISE difference.

In addition to a simple online application process and cash in your account as soon as tomorrow, we also empower you to create a better financial future.

RISE is here to help you:

  • Build credit: We'll give you instant access to your credit score, plus free credit alerts and financial education tools to help you build better money habits and improve your financial future.
  • Progress to better rates: We believe a brighter financial future starts with access to affordable credit. That’s why we’ve committed to lowering our rates. So far we’ve dropped the rates of more than 150,000 customers! On-time payments deserve to be rewarded. Restrictions apply, so check out more details here.