AN ONLINE LOAN IN WASHINGTON 

RISE | FinWise

FinWise Bank offers RISE online installment loans in Washington. These online loans can be a good option during an emergency — such as when you need money right away to pay for bills, cover medical expenses, or repair your home or car.

How does it work?

There’s a simple, three-step process for getting your loan:

  1. Apply online: Provide basic information about yourself and you’ll generally find out if you’re approved in a matter of minutes.
  2. Customize and accept the loan: Borrow as little or as much as you need, up to your approved loan amount. In Washington, the loans amount can range from $500 to $5,000, and the terms range from 7 to 26 months.
  3. Get the loan: Funds could be depositedin your checking account by the next business day.*

 

Why a RISE loan from FinWise Bank?

RISE and FinWise Bank differentiates itself from others by offering a variety of loan features and financial education resources. All installment loans come with:

  • A quick application process
  • Fast funding*
  • No application, origination, or prepayment fees.
  • A fixed interest rate
  • A five-day guarantee that lets borrowers return a loan within five business days without paying any fees.

 

Risecredit.com gives everyone access to its Credit Score Plus program for free. You can use it to track one of your TransUnion credit scores and receive free credit alerts. Your loan payments will also be reported to TransUnion, and making on-time payments could improve your credit over time.

 

Depending on your creditworthiness, the loan may have a 99% to 149% Annual Percentage Rate APR, making these loans an expensive form of credit. However, the loans from RISE and FinWise Bank could be a better option than a payday loan, title loan, or overdrafting your account.

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* Applications processed and approved before 6pm ET are typically funded the next business day. To obtain credit, you must apply online and have a valid checking account and email address. Approval for credit and the amount for which you may be approved are subject to minimum income requirements and vary by state.