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It’s easy. It’s secure. It’s all up to you. Apply now and you could be approved to receive cash as soon as tomorrow.*

Choose Your Own Terms

With flexible payment scheduling, you can choose your own terms. And if that means paying off your loan early, feel free. Not only are there no additional fees if you do, but you could save on the cost of your loan.
 State restrictions apply to payment schedule options.

Cash in Your Account

Funds can show up in your checking account as soon as the next business day*.

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WHAT IT COSTS

Borrowing Options

FOR TEXAS CUSTOMERS

Loan Amount

$300 - $2,000

Repayment Term

4 - 5 months

APR (Based on Credit)

60% - 299%

 

 

Rates and terms are customized to each customer and their financial situation. Rates are based on the customer’s credit, employment and loan repayment history, as well as a number of other factors.  The table below shows loan examples offered to recent RISE customers. If approved, the specific rate and terms of your loan agreement will be unique to your financial situation.

 

Here are some common loans in your state: 

Loan Amount
 $800
$1,500
$2,000
APR 
299.00%
299.00%
275.00%
 Number of Bi-Weekly Payments
10
10
10
 Amount Per Payment
 $138.70
 $260.07
$333.60
CSO Fee Rate
$69.78 per $100
$69.78 per $100
$64.68 per $100
 

Click on the images below to view bi-weekly payment sample loan details as required in Texas:

$800 loan
$1,000 loan
$1,500 loan
$2,000 loan
TX CAB 800 Bi-Weekly
TX CAB 1,500 Bi-weekly

Click on the images below to view monthly payment sample loan details as required in Texas:

$800 loan
$1,000 loan
$1,500 loan
$2,000 loan
TX CAB 800 Monthly
TX CAB 1,500 Monthly

TERMS AND CONDITIONS FOR YOUR STATE

RISE is not the lender in Texas, and we cannot promise that a lender will extend credit to you. RISE is a credit services organization/credit access business. We help you obtain an extension of consumer credit from a lender. For this service, RISE charges a CSO fee. The amount of the CSO fee you will be charged is based on the amount of the loan you obtain from a lender and the number of payments that you choose for paying back your loan. You are not required to pay the CSO fee in one lump sum. Each payment amount will include a portion of the CSO fee, and you can save on interest and fees by paying off your loan early at any time. Any loan a lender makes to you will be at 10% per annum simple interest. No other fees are charged at the inception of the loan.

Please view the Terms and Conditions and Privacy Policy for more information.

Rates are calculated using the simple interest method. APR calculation is based on bi-weekly payments with your first payment being 14 days from the loan effective date. Annual percentage rates (APRs) may vary based on loan term. Please see your loan agreement for the APR and other terms applicable to your loan.

 

OCCC CONSUMER CREDIT NOTICE

In Texas, RISE Credit Service of Texas, LLC d/b/a RISE, is licensed and examined under Texas law by the Office of Consumer Credit Commissioner (OCCC), a state agency. If a complaint or question cannot be resolved by contacting us, consumers can contact the OCCC to file a complaint or ask a general credit-related question. OCCC address: 2601 N. Lamar Blvd., Austin, Texas 78705. Phone: (800) 538-1579. Fax: (512) 936-7610. Website: occc.texas.gov. Email: consumer.complaints@occc.texas.gov.

An advance of money obtained through a payday loan or auto title loan is not intended to meet long-term financial needs. A payday loan or auto title loan should only be used to meet immediate short-term cash needs. Refinancing the loan rather than paying the debt in full when due will require the payment of additional charges. 

 

REGULATORY CONTACT INFORMATION

Texas Office of Consumer Credit Commissioner

2601 N. Lamar Boulevard

Austin, Texas 78705

Phone: (800) 538-1579  Fax: (512) 936-7610

Texas CAB license 2018 Texas CSO Registration

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